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Dividend Reinvestment Plan

Arrow Financial Corporation's Dividend Reinvestment Plan is a convenient and economical way to acquire Arrow's Common Stock. For more information, please call American Stock Transfer & Trust Company at 1-800-278-4353, or click here to go to American Stock Transfer's website for an electronic brochure.

Automatic Cash Investment

Automatic cash investment will allow you to authorize Arrow’s transfer agent, American Stock Transfer & Trust Company to withdraw a specified monthly sum, a minimum of $50 and a maximum of $5,000, from your personal checking or savings account at any financial institution to be transferred to your Arrow dividend reinvestment account as an optional cash payment to purchase additional Arrow shares.

Safekeeping of Certificates

Certificates may be deposited with American Stock Transfer & Trust Company for safekeeping. There is no charge for depositing certificates with American Stock Transfer & Trust Company and by making such deposit you will be relieved of the responsibility for loss, theft or destruction of the certificate. Certificates deposited for Safekeeping will be maintained in book entry form. If you request a certificate to be issued at anytime thereafter, a new physical certificate will be issued.

It is recommended that certificates be sent to American Stock Transfer & Trust Company registered mail, return receipt requested, and properly insured since you bear the risk of loss prior to receipt by American Stock Transfer & Trust Company. Certificates should not be endorsed, but must be accompanied by a Stock Certificate Safekeeping form available from American Stock Transfer & Trust Company.

These new services are entirely optional and are provided for your convenience. For more information, please call American Stock Transfer & Trust Company at 1-800-278-4353.

 

Arrow Financial Corporation
Glens Falls, New York  Email: information@arrowbank.com
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