Arrow Financial Corporation is headquartered in Glens Falls, New York.

The Company, through its subsidiaries, Glens Falls National Bank and Trust Co. and Saratoga National Bank and Trust Co., serves eastern New York with thirty-five offices and offers electronic banking through internet banking, automated teller machines and point-of-sale terminals.

As full service commercial banks, the Company’s subsidiaries provide a broad range of financial products, including trust services, money market and deposit accounts and mortgage, consumer and commercial loans.