Andrew J. Wise, 57, is Senior Executive Vice President, Chief Risk Officer of Arrow Financial Corporation and its two subsidiary banks, Glens Falls National Bank and Trust Company and Saratoga National Bank and Trust Company. Mr. Wise joined Arrow in 2016 as Senior Vice President of Administration for Glens Falls National Bank. He has more than 30 years of experience building and leading both community banks and bank-owned insurance agencies. Mr. Wise previously served as Vice President and Chief Information Security Officer for The Adirondack Trust Company and acted as Executive Vice President and COO for Wise Insurance Brokers, Inc. He has extensive experience in designing, implementing and managing workflows and delivering operational efficiency. He holds a bachelor’s degree from Boston University’s School of Management.