Mark L. Behan, age 62, became a Director of the Company on January 1, 2017; he has been a Director of the Company’s subsidiary banks, Glens Falls National Bank and Trust Company and Saratoga National Bank and Trust Company, now named Arrow Bank, since 2015 and April 2022, respectively. Mr. Behan founded Behan Communications Inc. in 1988; the company is a public affairs and strategic communications firm serving national and regional clients and is an adviser to chief executives in major businesses and non-profit organizations in the Capital Region of New York State. Mr. Behan is a director or trustee of several nonprofit organizations. Mr. Behan is a graduate of Colgate University. Mr. Behan is also a former newspaper executive with extensive knowledge of the economic, political and community issues of the Capital Region and the Adirondacks.