James M. Dawsey, age 72, became a Director of the Company on November 5, 2024. He has been a Director of the Company’s subsidiary banks, Saratoga National Bank and Trust Company and Glens Falls National Bank and Trust Company, both now named Arrow Bank, since 2010 and April 2022, respectively; and a Director of the Company’s insurance subsidiary Upstate Agency, Inc., since 2022. Mr. Dawsey is the President of MLB Construction Services, LLC. He has more than 45 years of experience in construction management and operations oversight. Mr. Dawsey has extensive expertise in reviewing financial statements, cost control and profit-and-loss oversight for his five companies. His proven ability to ensure financial strength and operational efficiency will provide valuable insight to the board. He has earned a Bachelor of Civil Engineering from Manhattan College and a Master of Arts in Management from the State University of New York, Plattsburgh. Mr. Dawsey holds General Contractor licenses in more than 10 states and is a Commonwealth of Massachusetts Construction Supervisor Member. He also sits on the board of directors of Local Union 157 and the Eastern Contractors Association.