Arrow Financial Corporation is a multi-bank holding company based in Glens Falls, New York. It is the
parent company of Glens Falls National Bank and Trust Company and Saratoga National Bank and Trust
Arrow is also the parent company of North Country Investment Advisers, Inc., and Upstate Agency,
LLC, an insurance agency that specializes in personal and business insurance, as well as group
health and employee benefits. To learn more about our companies, Click Here ».