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Penko K. Ivanov

Penko K. Ivanov is Senior Executive Vice President, Chief Financial Officer, Treasurer and Chief Accounting Officer of Arrow Financial Corporation and its two subsidiary banks, Glens Falls National Bank and Trust Company and Saratoga National Bank and Trust Company, as well as its insurance subsidiary, Upstate Agency, LLC. Mr. Ivanov joined the Company in 2023, with 30 years of experience and expertise in financial planning and analysis, controllership, financial reporting and treasury. He holds an MBA, and bachelor's degrees in both Accounting and Finance with a minor in Economics from the University of South Florida in Tampa.