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Thomas L. Hoy

Thomas L. Hoy, age 73, has been a Director of the Company since 1996, Chairman since 2004, a Director of Glens Falls National Bank since 1994, and Chairman of Glens Falls National Bank since 2004. He was President of the Company from 1996 to 2012, and CEO from 1997 until his retirement at the end of 2012. In addition, Mr. Hoy was President of Glens Falls National Bank from 1995 to 2011. Mr. Hoy’s more than four-decade career with our organization started in 1974 as a management trainee and included various roles in Glens Falls National Bank’s Trust and Investment Division. He also has served on the Federal Home Loan Bank of New York Board of Directors since 2011. Mr. Hoy holds a bachelor’s degree from Cornell University. His expertise in the banking, investment and financial services industries is of great value to the Company.