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Officers and Directors

Management Team

Arrow Financial Corporation's Management Team consists of the four Named Executive Officers listed below:

Thomas J. Murphy, CPA
President and CEO

Terry R. Goodemote, CPA
Executive Vice President and CFO

David S. DeMarco
Senior Vice President

David D. Kaiser
Senior Vice President

Board of Directors

Arrow Financial Corporation's Board of Directors consists of the 12 members listed below:

Thomas L. Hoy (Chairman)
Retired President and CEO

Mark L. Behan
Founder and President, Behan Communications, Inc.

John J. Carusone, Jr.
Attorney, Carusone & Carusone

Tenée R. Casaccio, AIA
President, JMZ Architects and Planners, P.C.

Michael B. Clarke
Retired President and CEO, Lone Star Industries

Gary C. Dake
President, Stewart’s Shops Corp.

David G. Kruczlnicki
Retired President and CEO, Glens Falls Hospital

Elizabeth A. Miller
President and CEO, Miller Mechanical Services, Inc.

David L. Moynehan
President, Riverside Gas & Oil Company, Inc.

John J. Murphy
Retired Executive Vice President, Treasurer and CFO

Thomas J. Murphy, CPA
President and CEO

Raymond F. O'Conor
Chairman and Retired President and CEO, Saratoga National Bank

William L. Owens, Esq.
Partner, Stafford, Owens, Piller, Murnane, Kelleher & Trombley, PLLC

Dr. Colin L. Read
Professor - Department of Economics and Finance, SUNY Plattsburgh

Richard J. Reisman, DMD
Chairman - Section of Dentistry, Glens Falls Hospital